How to convert SOL to XRP without KYC

Looking to convert Solana (SOL) to XRP without creating an account or uploading ID? This guide explains how to perform a quick, private SOL → XRP swap and highlights important XRP specifics like Destination Tags.

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TL;DR: Convert SOL to XRP with no KYC

• Start instantly—no account, no verification.
• Send SOL to a one‑time deposit address; receive XRP after confirmations.
• Fixed or floating quotes; fees are shown upfront.
• XRP payouts settle on the XRP Ledger (fast and low‑cost).

Why choose Swapcherry for SOL → XRP

• No account / no KYC: Start in seconds with no personal data.
• Non‑custodial: You keep control until you broadcast the SOL transaction.
• Transparent quotes: Clear rate, network fees, expected XRP amount.
• Fast settlement: XRP Ledger confirmations are typically very quick.

What you’ll need

• A wallet with SOL (Phantom, Solflare, Backpack, Ledger)
• An XRP address you control (XRP Ledger address starting with r…)
• A tiny amount of SOL for the send fee

Tip: If sending to an exchange, you may need a Destination Tag. For personal wallets, a tag is usually not required.

How to convert SOL to XRP (step‑by‑step)

1. Open the Swapcherry widget and select SOL → XRP.
2. Paste your XRP address (and Destination Tag if your destination requires it).
3. Review the live quote and confirm to get a one‑time SOL deposit address.
4. Send the exact SOL amount within the quote window.
5. After confirmations, receive XRP to your address automatically.

XRP address tips (Destination Tag)

• XRP addresses start with r….
• A Destination Tag may be required for exchanges and some custodians—enter it exactly if prompted.
• For personal wallets, tags are often optional, but verify your wallet’s instructions.

Solana‑specific notes

• SOL transfers do not require a memo.
• Fees are minimal and finalization is rapid under normal conditions.
• Use Solscan/SolanaFM to check the SOL leg if needed.

Fees, confirmations, and timing

• Fees: SOL send fees are tiny; XRP fees are also low. You’ll see total fees before sending.
• Confirmations: After SOL confirms, XRP is broadcast to the XRP Ledger.
• Timing: End‑to‑end completion is typically quick.

Quotes and expirations

• Fixed quotes require sending within the timer window.
• Floating quotes execute at the market rate when SOL arrives.
• Under/overpayments can trigger recalculation or a brief manual review.

Fixed vs floating

• Fixed: Locks a specific XRP amount—best when you need certainty.
• Floating: More flexible timing; final XRP may vary slightly.

Privacy checklist

• Use a fresh receiving address where possible.
• Avoid posting your addresses publicly.
• Split very large swaps over multiple time windows to reduce clustering.
• Keep wallets up to date for accurate fee estimation and broadcasting.

Worked example

1. You hold 150 SOL and want XRP to a personal wallet.
2. Fixed quote: Send 150.0000 SOL during the window and receive the quoted XRP.
3. Floating quote: Send 150.0000 SOL and receive XRP at the execution rate.

Troubleshooting

• XRP hasn’t arrived: Verify SOL finalization, then check the XRP Ledger explorer.
• Missing tag to exchange: If required, include the correct Destination Tag or contact support immediately with details.
• Expired quote: Generate a new quote and resend within the window.

FAQ

Do I need KYC to convert SOL to XRP?
No for standard swaps. We enforce AML rules—follow your local regulations.

How long does SOL → XRP take?
Usually shortly after SOL confirms; XRP Ledger settles quickly.

What’s the cheapest way to swap SOL to XRP?
Avoid congestion spikes. Fixed quotes provide certainty; floating offers flexibility and may save time.

Related SOL conversion guides

• Convert SOL to USDC
• Convert SOL to BNB
• Convert SOL to ADA
• Convert SOL to DOGE