How to convert XMR to BTC without KYC

Want to convert Monero (XMR) to Bitcoin (BTC) without signing up or uploading ID? This guide shows a clear, practical way to swap XMR → BTC privately, what to expect with confirmations and fees on both chains, and how to limit linkability when moving from a privacy coin to a transparent chain.

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TL;DR: Convert XMR to BTC with no KYC

• Start immediately—no registration or documents.
• Send XMR to a one‑time deposit address, receive BTC after confirmations.
• See rate and fees before sending (fixed or floating quotes).
• Works with popular Monero wallets (Feather, Monero GUI, Cake Wallet) and modern BTC wallets.

Why choose Swapcherry for XMR → BTC

• No account / no KYC: Begin the swap in seconds—no personal data submission.
• Non‑custodial flow: You hold coins until you broadcast the XMR transfer.
• Transparent quotes: Rate, network fees, and expected BTC are shown upfront.
• Clear settlement: After confirmations, BTC is sent automatically to your address.

What you’ll need

• A wallet with XMR you can send (Feather, Monero GUI, Cake Wallet, Ledger/Trezor with Monero support)
• A Bitcoin receiving address you control (prefer bech32 bc1… if available)
• A small buffer of XMR for fees

Tip: Use a fresh BTC address for each swap to improve privacy and compatibility.

How to convert XMR to BTC (step‑by‑step)

1. Open the Swapcherry widget and select XMR → BTC.
2. Paste your BTC address and choose a quote type (fixed or floating).
3. Review the live quote: rate, service fee, miner fees, expected BTC.
4. Confirm to get a one‑time XMR deposit address.
5. Send the exact XMR amount within the quote window.
6. After confirmations, receive BTC automatically to your wallet.

Bitcoin address formats (fees and compatibility)

Choose the address format supported by your wallet:

Address type	Prefix	Why choose it
Bech32 SegWit (P2WPKH)	bc1	Best fee efficiency, modern standard, widely supported
P2SH‑wrapped SegWit	3	Good compatibility with older services
Legacy (P2PKH)	1	Highest fees; only use if your wallet requires legacy

Recommendation: Prefer bech32 (bc1…) where possible for lower fees and robust wallet support.

Monero‑specific considerations (important)

• Subaddresses, not reuse: Generate a new subaddress for each incoming payment in your XMR wallet. For swapping out, send from your wallet as usual—no special memo required.
• View keys: Monero supports view keys to prove you sent funds without revealing your spend key. Keep your wallet files and seeds secure.
• Confirmations and scanning: Monero wallets scan the chain for outputs addressed to you; allow time for the wallet to confirm the send. Your counterparty sees incoming XMR via their own scanning, not via a public address balance.
• Amounts and timing: Because XMR uses ring signatures and stealth addresses, on‑chain observers can’t trivially link your source wallet. Linking can reappear once you move to transparent BTC—see privacy tips below.

Fees, confirmations, and timing (plain‑English)

• Fees: You’ll see service and network fees before sending. XMR and BTC miner fees shift with congestion.
• Confirmations: Payout starts after required XMR confirmations; then BTC is broadcast to your address and settles based on the BTC mempool.
• Timing: Monero usually confirms quickly; Bitcoin finality depends on fee rates. In normal conditions, you’ll receive BTC soon after both legs confirm.

Fee tips (Monero and Bitcoin)

• On Monero, pick a reasonable fee priority; extremely low fees can delay broadcasting and confirmations.
• On Bitcoin, your payout fee is set by the service at broadcast time. You don’t choose the fee for this leg, but using a modern address (bc1…) helps with fee efficiency.
• If you plan to move BTC further, learn how your wallet handles change addresses and whether it supports RBF/CPFP for future sends.

Quotes, slippage, and expirations

• Quotes reflect current liquidity. Large moves can change the receivable amount—especially on floating quotes.
• If a fixed‑rate quote timer expires before your XMR send confirms, create a fresh quote to avoid delays.
• Protective recalculations may occur during high volatility. You’ll either see an updated amount or a safe rejection with a refund path.

Fixed vs floating rate: which to use?

• Fixed: Locks your rate for a short window—ideal when you must receive a specific BTC amount. Requires sending on time.
• Floating: Executes at the market rate when your XMR arrives—fewer timing constraints, but final BTC can vary slightly.

Privacy: minimizing linkability when going XMR → BTC

Monero conceals sender, receiver, and amounts on‑chain. Bitcoin is transparent. When bridging XMR → BTC:

• Use a fresh BTC address for each swap; avoid reusing addresses across multiple receipts.
• If you’ll deposit to an exchange later, that exchange can associate the deposit with your account—privacy ends there.
• Split very large swaps into several smaller ones spaced out over time to reduce correlation by timing and size.
• Keep your wallet software updated; obsolete wallets can mis‑estimate fees or broadcast slowly.
• Don’t share transaction hashes publicly if you care about linkability.

Anonymity checklist (actionable)

• Generate a new BTC receiving address for every swap.
• Avoid public labeling of your BTC addresses (e.g., sharing them in forums or profiles).
• Don’t merge outputs unnecessarily in your BTC wallet; consolidation can increase linkability.
• If you run a node or use a privacy‑oriented wallet, prefer it over custodial or analytics‑heavy wallets.
• Consider spacing large swaps over multiple windows rather than a single lump sum.

Paying the invoice: exact, partial, or overpayments

• Exact: Send precisely the quoted XMR—fastest settlement and least review.
• Underpayment: Small shortfalls may auto‑recalculate; larger deviations can pause for manual handling or refund.
• Overpayment: Excess may be refunded or adjusted in your BTC payout, depending on size and settings.

Include your transaction hash if you contact support—it helps locate your order quickly.

Refunds and safety

• Refunds, when applicable, are typically returned in XMR to the originating wallet/address.
• Network fees are deducted; extreme volatility or risk signals can affect refund timing.
• Orders are screened under our AML policy. Review our privacy and terms.

Large swaps: good practice

• Start with a small test swap to validate address, timing, and explorer visibility.
• Split big transfers into multiple swaps for lower operational and market risk.
• Avoid major news events and mempool spikes if you need predictable timing.

Explorer checks (what you can and can’t see)

• Monero explorers will show your transaction hash and confirmations, but not amounts or addresses (by design).
• Bitcoin explorers display the payout transaction, destination address, amount, and confirmations—this is normal for a transparent chain.
• If your wallet doesn’t show the BTC yet, verify the payout transaction ID on a reputable explorer and rescan your wallet if needed.

Worked example (fixed vs floating)

1. You hold 8 XMR in Feather and want BTC in a bc1… address.
2. Fixed quote: You lock a quote for 15 minutes, send 8.0000 XMR, and receive the quoted BTC amount, provided the transaction confirms in time.
3. Floating quote: You send 8.0000 XMR without a locked rate; your final BTC depends on the market at execution—usually similar, but it can move with volatility.
4. In both cases, sending the exact amount and within the time window minimizes recalculations and support delays.

Troubleshooting

• BTC hasn’t arrived yet: Confirm your XMR transaction is included and has enough confirmations; then check the BTC transaction in a block explorer. Mempool congestion can delay mining. .- Wrong amount sent: Contact support with the XMR tx hash; minor deltas may auto‑recalculate, larger ones might need manual review.
• Incompatible BTC address: Use a supported format (bc1…, 3…, or 1…). Bech32 is recommended.
• Expired quote: Generate a fresh quote and resend within the time window.

FAQ

Do I need KYC to convert XMR to BTC?
No for standard swaps. We enforce AML rules—always follow your local regulations.

How long does XMR → BTC take?
Generally shortly after XMR confirmations, plus BTC mempool time. Exact timing depends on network conditions.

What’s the cheapest way to swap XMR to BTC?
Use a bech32 (bc1…) BTC address, pick the right quote type for your needs, and send the exact XMR amount within the timer.

Can I keep this swap anonymous?
Monero protects the sending leg, but BTC is transparent. Use a fresh BTC address, avoid reuse, and consider splitting large amounts to reduce linkability.

Convert XMR to BTC now

Open the Swapcherry widget, paste your BTC address, and send XMR. We’ll handle the rest—no account, no KYC—so your XMR → BTC conversion completes quickly with transparent pricing and clear settlement.